Schedule of Fees

Effective May 1, 2020

The following fees may be assessed in connection with your account(s) as described in the Membership and Account Agreement and Truth-in-Savings disclosures.

We continue to strive to keep our fees low to provide our membership with the best products and services.

Share Draft Account Fees

Type
Fee
Paid NSF Fees
$30.00
NSF Fees
$30.00
Overdraft Transfer Fees
$0.00
Stop Payment (ACH or Check)
$25.00
Counter Check (Sheet of 4)*
$3.00
Official Check (Payable to Account Holder)
$0.00
Official Check (Payable to Third Party)
$2.00
ACH Debit Return
$30.00
Check Copies (each)*
$3.00

Wire Transfers

Type
Fee
Wire Transfers Outgoing*
$25.00
Wire Transfers Incoming*
$5.00
International Wire Incoming*
$50.00
International Wire Outgoing*
$50.00

Debit/ Credit Cards

Type
Fee
New FMCU Debit Card
$0.00
Replacement FMCU Debit Card
$5.00
Replacement FMCU Visa Credit Card
$25.00
Visa Credit Card Over Limit Fee (Per Statement Cycle)
$15.00
Check Card PIN Replacement
$0.00

Electronic Banking Services

Type
Fee
Electronic Bill Payment Fee (Per Month)
$5.95
Online Banking
$0.00
Pay-by-Phone Fee*
$7.00

(*)   Indicates new or increased fees

(**)  Aggregate Balance of all deposit accounts

(***)  Par Value is the cost of purchasing one par value share in order to establish a membership account

(****)  If account is closed within the first 90 days

Safe Deposit Boxes

Safe Deposit Boxes Rent and sizes vary. Share Account with Safe Deposit boxes will be automatically debited for renewal January 1 of each year.

Type
Fee
Safe Deposit Box Drilling
$COST


Miscellaneous Fees

Type
Fee
Deposited/Cashed Return Item
$30.00
Visa Gift Cards (per Card activation)*
$5.00
Statement Copy Fee
$3.00
Credit Card Statement Copy Fee (Per Page)
$2.00
Research/Statement Reconcilement (per hour, minimum $20.00)
$20.00
Account Reconciliation (per hour, minimum $20.00)
$20.00
Current History Statement Printout (Current Month, Per Printout)
$3.00
Levy/Garnishment processing
$50.00
Collection Item Processing*
$20.00
Early Withdrawal/Christmas Club/Vacation Club (If withdrawn outside of disbursement period)*
$10.00
Foreign ATM (ATMs not owned by FMCU)*
$2.00
Inactive Account Fee (No activity for 12 mos. on accounts with less than $1000)**
$10.00
Account Closing Fee (Within the first 90 days of opening account; maximum $25)****
$25.00
Par Value Fee (Balance below par value of $25 on share account during the calendar month)***
$5.00
Service Fee (Waived if eDocuments are enabled and/or if the member is younger than 19 or older than 60)*
$3.00
Bad Address (charged at close of calendar month)*
$5.00

Supersession: All previous Fort McClellan Credit Union Fee Schedules are superseded.

All fees are subject to change with notice.

Find the right financing from a variety of options to help you meet your needs.

Visit a branch and apply today!

THIRD PARTY SITE DISCLAIMER

You are leaving Fort McClellan CU’s website. You are linking to an alternate website not operated by Fort McClellan CU, and Fort McClellan CU is not responsible for the content of the alternate website. The fact that there is a link from Fort McClellan CU’s website to an alternate website does not constitute endorsement of any product, service, or organization. Fort McClellan CU does not represent either you or the website operator if you enter into a transaction. Privacy and security policies may differ from those practiced by Fort McClellan CU, and you should review the alternate website’s policies. Click CONTINUE to confirm that you want to open this page. 

THIRD PARTY SITE DISCLAIMER

You are leaving Fort McClellan CU’s website. You are linking to an alternate website not operated by Fort McClellan CU, and Fort McClellan CU is not responsible for the content of the alternate website. The fact that there is a link from Fort McClellan CU’s website to an alternate website does not constitute endorsement of any product, service, or organization. Fort McClellan CU does not represent either you or the website operator if you enter into a transaction. Privacy and security policies may differ from those practiced by Fort McClellan CU, and you should review the alternate website’s policies. Click OK to confirm that you want to open this page. 

THIRD PARTY SITE DISCLAIMER

You are leaving Fort McClellan CU’s website. You are linking to an alternate website not operated by Fort McClellan CU, and Fort McClellan CU is not responsible for the content of the alternate website. The fact that there is a link from Fort McClellan CU’s website to an alternate website does not constitute endorsement of any product, service, or organization. Fort McClellan CU does not represent either you or the website operator if you enter into a transaction. Privacy and security policies may differ from those practiced by Fort McClellan CU, and you should review the alternate website’s policies. Click CONTINUE to confirm that you want to open this page.