Rates effective as of February 3, 2025, and are subject to change without notice.
Contact your local Fort McClellan Credit Union branch at (256) 237-2113 for more information about applicable rates and terms.
Terms | Loan Type | *APR |
---|---|---|
36 Months | New (2024 or Newer) | as low as 5.00 |
48 Months | New (2024 or Newer) | as low as 5.00 |
60 Months | New (2024 or Newer) $10,000 or more to Finance | as low as 5.25 |
72 Months | New (2024 or Newer) $20,000 or more to Finance | as low as 5.75 |
84 Months | New (2024 or Newer) $30,000 or more to Finance | as low as 6.75 |
Terms | Loan Type | *APR |
---|---|---|
36 Months | Used | as low as 5.25 |
48 Months | Used | as low as 5.25 |
60 Months | Used $10,000 or more to Finance | as low as 5.50 |
72 Months | Used $20,000 or more to Finance | as low as 6.25 |
84 Months | Used $40,000 or more to Finance | as low as 7.25 |
*APR = Annual Percentage Rate. Rates are based on creditworthiness and other factors.
Terms | Loan Type | *APR |
---|---|---|
48 Months | New (Never Titled) | as low as 7.75 |
60 Months | New (Never Titled) $10,000 or more to Finance | as low as 8.00 |
72 Months | New (Never Titled) $20,000 or more to Finance | as low as 8.25 |
84 Months | New (Never Titled) $30,000 or more to Finance | as low as 9.00 |
120 Months | New (Never Titled) $40,000 or more to Finance | as low as 10.00 |
Terms | Loan Type | *APR |
---|---|---|
48 Months | Used | as low as 8.00 |
60 Months | Used $10,000 or more to Finance | as low as 8.25 |
72 Months | Used $20,000 or more to Finance | as low as 8.50 |
84 Months | Used $30,000 or more to Finance | as low as 9.25 |
120 Months | Used $40,000 or more to Finance | as low as 10.25 |
*APR = Annual Percentage Rate. Rates are based on creditworthiness.
Rate is based on year and model of collateral.
Terms | Loan Type | *APR |
---|---|---|
48 Months | New (Never Titled) | as low as 7.75 |
60 Months | New (Never Titled) $10,000 or more to Finance | as low as 8.00 |
72 Months | New (Never Titled) $20,000 or more to Finance | as low as 8.25 |
84 Months | New (Never Titled) $30,000 or more to Finance | as low as 9.00 |
Terms | Loan Type | *APR |
---|---|---|
48 Months | Used | as low as 8.00 |
60 Months | Used $10,000 or more to Finance | as low as 8.25 |
72 Months | Used $20,000 or more to Finance | as low as 8.50 |
84 Months | Used $30,000 or more to Finance | as low as 9.25 |
*APR = Annual Percentage Rate. Rates are based on creditworthiness.
Rate is based on year and model of collateral.
Loan Type | *APR |
---|---|
Line of Credit, Open End (3% of Balance, Maximum $25,000) | as low as 13.0 |
*APR = Annual Percentage Rate. Rates are based on creditworthiness.
Terms | *APR |
---|---|
12 Months | as low as 11.00 |
24 Months | as low as 12.00 |
36 Months | as low as 13.00 |
48 Months | as low as 14.00 |
60 Months (Minimum finance $10,000 up to maximum $25,000) | as low as 15.00 |
*APR = Annual Percentage Rate. Rates are based on creditworthiness.
Loan Type | *APR | Terms & Conditions |
---|---|---|
Up to $25,000 | as low as 9.90 | PDF |
*APR = Annual Percentage Rate. Rates are based on creditworthiness.
Loan Type | *APR |
---|---|
CD/Share Secured | 2% over Dividend Rate, 3% Minimum Rate, Not to exceed maturity of CD |
*APR = Annual Percentage Rate. Rates are based on creditworthiness.
CD/Share Secured up to 60 Months.
Loan Type | *APR |
---|---|
Home Equity Line of Credit | Call (256) 237-2113 for a Quote |
*APR = Annual Percentage Rate. Rates are based on creditworthiness.
Loan Type | *APR |
---|---|
Mortgage | Call (256) 237-2113 for a Quote |
*APR = Annual Percentage Rate. Rates are based on creditworthiness.
*The Annual Percentage Rate (APR) you receive will be based on your credit worthiness. Please inquire on your qualifying rate. The rate may vary depending on each individual’s credit history and underwriting factors.
• Other secured loans include motorcycles, tractors, UTVs, ATVs
• LTV based on NADA retail for used or MSRP for new vehicles
• Rates subject to change. Call the Credit Union for the most current rates
Visit a branch and apply today!
Federally Insured by the NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
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