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Fort McClellan Credit Union - 70 Years
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LOAN RATES

We Have You Covered

Rates effective as of November 29, 2023, and are subject to change without notice.
Contact your local Fort McClellan Credit Union branch at (256) 237-2113 for more information about applicable rates and terms.

Vehicle & Motorcycle Loans

Terms
Loan Type
*APR
36 Months
2022 or Newer
as low as 5.75
48 Months
2022 or Newer
as low as 6.00
60 Months
2022 or Newer ($10,000 or more to Finance)
as low as 6.50
72 Months
2022 or Newer ($20,000 or more to Finance)
as low as 6.75
84 Months
2022 or Newer ($30,000 or more to Finance)
as low as 7.50
Terms
Loan Type
*APR
36 Months
Used Auto
as low as 7.00
48 Months
Used Auto
as low as 7.25
60 Months
Used Auto ($10,000 or more to Finance)
as low as 7.75
72 Months
Used Auto ($20,000 or more to Finance)
as low as 8.00
84 Months
Used Auto ($40,000 or more to Finance)
as low as 8.75

*APR = Annual Percentage Rate. Rates are based on creditworthiness and other factors.

Boat Loans

Terms
Loan Type
*APR
48 Months
New Boats
as low as 7.75
60 Months
New Boats ($10,000 or more to Finance)
as low as 8.00
72 Months
New Boats ($20,000 or more to Finance)
as low as 8.25
84 Months
New Boats ($30,000 or more to Finance)
as low as 9.00
120 Months
New Boats ($40,000 or more to Finance)
as low as 10.00
Terms
Loan Type
*APR
48 Months
Used Boats
as low as 8.00
60 Months
Used Boats ($10,000 or more to Finance)
as low as 8.25
72 Months
Used Boats ($20,000 or more to Finance)
as low as 8.50
84 Months
Used Boats ($30,000 or more to Finance)
as low as 9.25
120 Months
Used Boats ($40,000 or more to Finance)
as low as 10.25

*APR = Annual Percentage Rate. Rates are based on creditworthiness.
Rate is based on year and model of collateral.

Other Secured Loans (UTV, ATV, Farm & Garden)

Terms
Loan Type
*APR
48 Months
New
as low as 7.75
60 Months
New ($10,000 or more to Finance)
as low as 8.00
72 Months
New ($20,000 or more to Finance)
as low as 8.25
84 Months
New ($30,000 or more to Finance)
as low as 9.00
Terms
Loan Type
*APR
48 Months
Used
as low as 8.00
60 Months
Used ($10,000 or more to Finance)
as low as 8.25
72 Months
Used ($20,000 or more to Finance)
as low as 8.50
84 Months
Used ($30,000 or more to Finance)
as low as 9.25

*APR = Annual Percentage Rate. Rates are based on creditworthiness.
Rate is based on year and model of collateral.

RVs

Terms
Loan Type
*APR
48 Months
New
as low as 7.75
60 Months
New ($10,000 or more to Finance)
as low as 8.00
72 Months
New ($20,000 or more to Finance)
as low as 8.25
84 Months
New ($30,000 or more to Finance)
as low as 9.00
120 Months
New ($40,000 or more to Finance)
as low as 10.00
Terms
Loan Type
*APR
48 Months
Used
as low as 8.00
60 Months
Used ($10,000 or more to Finance)
as low as 8.25
72 Months
Used ($20,000 or more to Finance)
as low as 8.50
84 Months
Used ($30,000 or more to Finance)
as low as 9.25
120 Months
Used ($40,000 or more to Finance)
as low as 10.25

*APR = Annual Percentage Rate. Rates are based on creditworthiness.
Rate is based on year and model of collateral.

Line of Credit

Loan Type
*APR
Line of Credit, Open End (3% of Balance, Maximum $25,000)
as low as 9.90

*APR = Annual Percentage Rate. Rates are based on creditworthiness.

Personal Loans

Terms
*APR
12 Months
as low as 9.50
24 Months
as low as 10.50
36 Months
as low as 11.50
48 Months
as low as 12.50
60 Months (Maximum $25,000, $10,000 or more to Finance)
as low as 13.50

*APR = Annual Percentage Rate. Rates are based on creditworthiness.

VISA Credit Cards

Loan Type
*APR
Terms & Conditions
Up to $25,000
as low as 9.90
PDF

*APR = Annual Percentage Rate. Rates are based on creditworthiness.

CD/Share Secured

Loan Type
*APR
CD/Share Secured
2% over Dividend Rate, 3% Minimum Rate, Not to exceed maturity of CD

*APR = Annual Percentage Rate. Rates are based on creditworthiness.
CD/Share Secured up to 60 Months.

Mortgage

Loan Type
*APR
Mortgage
Call (256) 237-2113 for a Quote

*APR = Annual Percentage Rate. Rates are based on creditworthiness.

*The Annual Percentage Rate (APR) you receive will be based on your credit worthiness. Please inquire on your qualifying rate. The rate may vary depending on each individual’s credit history and underwriting factors.
• Other secured loans include motorcycles, tractors, UTVs, ATVs
• LTV based on NADA retail for used or MSRP for new vehicles
• Rates subject to change. Call the Credit Union for the most current rates

Find the right financing from a variety of options to help you meet your needs.

Visit a branch and apply today!

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You are leaving Fort McClellan CU’s website. You are linking to an alternate website not operated by Fort McClellan CU, and Fort McClellan CU is not responsible for the content of the alternate website. The fact that there is a link from Fort McClellan CU’s website to an alternate website does not constitute endorsement of any product, service, or organization. Fort McClellan CU does not represent either you or the website operator if you enter into a transaction. Privacy and security policies may differ from those practiced by Fort McClellan CU, and you should review the alternate website’s policies. Click CONTINUE to confirm that you want to open this page. 

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