DEPOSIT RATES
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Share Certificates
Effective as of: May 24, 2023
Type of Account | Dividend Rate | APY* | Minimum |
|---|---|---|---|
6-Month Certificate/IRA | 3.75 | 3.75 | 1,000 |
9-Month Certificate/IRA | 3.90 | 3.90 | 1,000 |
12-Month Certificate/IRA | 1.00 | 1.00 | 1,000 |
13-Month Start Up Certificate/IRA | 2.00 | 2.00 | 500 |
13-Month Certificate/IRA | 4.00 | 4.00 | 1,000 |
Jumbo 18-Month Certificate/IRA | 3.50 | 3.50 | 100,000 |
24-Month Certificate/IRA | 1.25 | 1.25 | 1,000 |
36-Month Certificate/IRA | 1.50 | 1.50 | 1,000 |
48-Month Certificate/IRA | 1.75 | 1.75 | 1,000 |
60-Month Certificate/IRA | 2.00 | 2.00 | 1,000 |
*APY – Annual Percentage Yield
There are minimum balance requirements and minimum opening deposits. Substantial penalties may occur for early withdrawals of Share Certificates. Fees could reduce the earnings on account. Please check your Membership and Account Agreement for additional terms and conditions.
Share Accounts
Declaration Date: March 24, 2022
Account Balance | Dividend Rate | APY* | Minimum |
|---|---|---|---|
$100.00 to $10,000.99 | 0.05 | 0.05 | 25 |
$10,001.00 to $50,000.99 | 0.10 | 0.10 | 25 |
$50,001.00 to $100,000.99 | 0.15 | 0.15 | 25 |
$100,001.00 or greater | 0.20 | 0.20 | 25 |
*APY – Annual Percentage Yield
Dividends paid monthly on Share Accounts on average daily balance.
Rates subject to change after account opening. Fees incurred could reduce earnings on the account. Please check your Membership and Account Agreement for additional terms and conditions.
Christmas & Vacation Club Accounts
Declaration Date: March 24, 2022
Account Balance | Dividend Rate | APY* | Minimum |
|---|---|---|---|
$100.00 to $10,000.99 | 0.05 | 0.05 | 25 |
$10,001.00 to $50,000.99 | 0.10 | 0.10 | 25 |
$50,001.00 to $100,000.99 | 0.15 | 0.15 | 25 |
$100,001.00 or greater | 0.20 | 0.20 | 25 |
*APY – Annual Percentage Yield
Dividends paid monthly on Share Accounts on average daily balance.
IRA Share Accounts
Declaration Date: March 24, 2022
Account Balance | Dividend Rate | APY* | Minimum |
|---|---|---|---|
$100.00 to $10,000.99 | 0.05 | 0.05 | 25 |
$10,001.00 to $50,000.99 | 0.10 | 0.10 | 25 |
$50,001.00 to $100,000.99 | 0.15 | 0.15 | 25 |
$100,001.00 or greater | 0.20 | 0.20 | 25 |
*APY – Annual Percentage Yield
Dividends paid monthly on Share Accounts on average daily balance.
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