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DEPOSIT RATES

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Share Certificates

Effective as of: May 24, 2023

Type of Account
Dividend Rate
APY*
Minimum
6-Month Certificate/IRA
3.75
3.75
1,000
9-Month Certificate/IRA
3.90
3.90
1,000
12-Month Certificate/IRA
1.00
1.00
1,000
13-Month Start Up Certificate/IRA
2.00
2.00
500
13-Month Certificate/IRA
4.00
4.00
1,000
Jumbo 18-Month Certificate/IRA
3.50
3.50
100,000
24-Month Certificate/IRA
1.25
1.25
1,000
36-Month Certificate/IRA
1.50
1.50
1,000
48-Month Certificate/IRA
1.75
1.75
1,000
60-Month Certificate/IRA
2.00
2.00
1,000

 

*APY – Annual Percentage Yield

There are minimum balance requirements and minimum opening deposits. Substantial penalties may occur for early withdrawals of Share Certificates. Fees could reduce the earnings on account. Please check your Membership and Account Agreement for additional terms and conditions.

Share Accounts

Declaration Date: March 24, 2022

Account Balance
Dividend Rate
APY*
Minimum
$100.00 to $10,000.99
0.05
0.05
25
$10,001.00 to $50,000.99
0.10
0.10
25
$50,001.00 to $100,000.99
0.15
0.15
25
$100,001.00 or greater
0.20
0.20
25

*APY – Annual Percentage Yield

Dividends paid monthly on Share Accounts on average daily balance.

Rates subject to change after account opening. Fees incurred could reduce earnings on the account. Please check your Membership and Account Agreement for additional terms and conditions.

Christmas & Vacation Club Accounts

Declaration Date: March 24, 2022

Account Balance
Dividend Rate
APY*
Minimum
$100.00 to $10,000.99
0.05
0.05
25
$10,001.00 to $50,000.99
0.10
0.10
25
$50,001.00 to $100,000.99
0.15
0.15
25
$100,001.00 or greater
0.20
0.20
25

*APY – Annual Percentage Yield

Dividends paid monthly on Share Accounts on average daily balance.

IRA Share Accounts

Declaration Date: March 24, 2022

Account Balance
Dividend Rate
APY*
Minimum
$100.00 to $10,000.99
0.05
0.05
25
$10,001.00 to $50,000.99
0.10
0.10
25
$50,001.00 to $100,000.99
0.15
0.15
25
$100,001.00 or greater
0.20
0.20
25

*APY – Annual Percentage Yield

Dividends paid monthly on Share Accounts on average daily balance.

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THIRD PARTY SITE DISCLAIMER

You are leaving Fort McClellan CU’s website. You are linking to an alternate website not operated by Fort McClellan CU, and Fort McClellan CU is not responsible for the content of the alternate website. The fact that there is a link from Fort McClellan CU’s website to an alternate website does not constitute endorsement of any product, service, or organization. Fort McClellan CU does not represent either you or the website operator if you enter into a transaction. Privacy and security policies may differ from those practiced by Fort McClellan CU, and you should review the alternate website’s policies. Click OK to confirm that you want to open this page. 

THIRD PARTY SITE DISCLAIMER

You are leaving Fort McClellan CU’s website. You are linking to an alternate website not operated by Fort McClellan CU, and Fort McClellan CU is not responsible for the content of the alternate website. The fact that there is a link from Fort McClellan CU’s website to an alternate website does not constitute endorsement of any product, service, or organization. Fort McClellan CU does not represent either you or the website operator if you enter into a transaction. Privacy and security policies may differ from those practiced by Fort McClellan CU, and you should review the alternate website’s policies. Click CONTINUE to confirm that you want to open this page. 

THIRD PARTY SITE DISCLAIMER

You are leaving Fort McClellan CU’s website. You are linking to an alternate website not operated by Fort McClellan CU, and Fort McClellan CU is not responsible for the content of the alternate website. The fact that there is a link from Fort McClellan CU’s website to an alternate website does not constitute endorsement of any product, service, or organization. Fort McClellan CU does not represent either you or the website operator if you enter into a transaction. Privacy and security policies may differ from those practiced by Fort McClellan CU, and you should review the alternate website’s policies. Click CONTINUE to confirm that you want to open this page.