Personal Loans
Benefits for Our Members
Personal Loans offer our Members a flexible and reliable way to manage life’s unexpected expenses or pursue meaningful goals. With competitive rates and a straightforward application process, we’re here to help you take control of your financial well-being. Apply today to turn your “what if” into “why not?”
Information
Rates
- Fixed Interest Rates
- Flexible Use of Funds
- No Collateral Required
- Diversify Your Credit Profile
Rates
Personal Loans
Effective as of: September 25, 2026
Terms | *APR |
|---|---|
12 Months | as low as 11.00 |
24 Months | as low as 12.00 |
36 Months | as low as 13.00 |
48 Months | as low as 14.00 |
60 Months (Minimum finance $10,000 up to maximum $25,000) | as low as 15.00 |
*APR = Annual Percentage Rate. Rates are based on creditworthiness.
Got Questions?
We are happy to help. Give us a call at (256) 237-2113 or drop-in at any of our branch locations.
*The Annual Percentage Rate (APR) you receive will be based on your credit worthiness. Please inquire on your qualifying rate. The rate may vary depending on each individual’s credit history and underwriting factors.
- Rates subject to change. Call the Credit Union for the most current rates