Deposit Rates
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Rates are subject to change without notice.
Contact your local Fort McClellan Credit Union branch at (256) 237-2113 for more information about applicable rates and terms.
Rates
Share Certificates
Effective as of: July 1, 2026
Type of Account | Dividend Rate | APY* | Minimum |
|---|---|---|---|
6-Month Certificate | 2.959 | 3.00 | 1,000 |
7-Month Certificate | 3.687 | 3.75 | 1,000 |
12-Month Certificate | 0.995 | 1.00 | 1,000 |
13-Month Start Up Certificate | 1.982 | 2.00 | 500 |
13-Month Certificate | 2.959 | 3.00 | 1,000 |
18-Month Certificate | 2.959 | 3.00 | 1,000 |
24-Month Certificate | 2.959 | 3.00 | 1,000 |
36-Month Certificate | 2.716 | 2.75 | 1,000 |
48-Month Certificate | 2.716 | 2.75 | 1,000 |
60-Month Certificate | 2.716 | 2.75 | 1,000 |
*APY – Annual Percentage Yield
There are minimum balance requirements and minimum opening deposits. Substantial penalties may occur for early withdrawals of Share Certificates. Fees could reduce the earnings on account. Please check your Membership and Account Agreement for additional terms and conditions.
Dividends paid monthly on Share Accounts on average daily balance. All rates, terms and conditions subject to change without notice. A penalty may be imposed for early withdrawals on club accounts as disclosed in the schedule of fee’s and charges.
Rates subject to change after account opening. Fees incurred could reduce earnings on the account. Please check your Membership and Account Agreement for additional terms and conditions.
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