2026 International Credit Union Week
Give-A-Way Official Rules
1. ELIGIBILITY: A. NO PURCHASE IS NECESSARY TO ENTER OR CLAIM A PRIZE. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. FMCU 2026 International Credit Union Week Give-A-Way (the “Giveaway”) is open to legal residents of the 50 United States and the District of Columbia, except employees, their spouses and immediate families (parent, child, sibling, and any of their respective spouses) and household members (whether or not related) of Fort McClellan Credit Union (FMCU). Membership is not required to participate in the prize drawing.
B. The Giveaway is governed by U.S. law and is subject to all applicable federal, state, and local laws and regulations. By entering the Giveaway, entrants agree to accept and be bound by all terms of these official rules (“Official Rules”). Void where prohibited by law.
2. Entry Period: Visit any branch on October 13, 2026, through October 15, 2026. (the “Entry Period”), FMCU will conduct a Giveaway encouraging participants to enter for a chance to win (1) one $50 Visa Gift Card.
3. HOW TO ENTER: A. EVENT ATTENDANCE: Complete one (1) entry form per person at any Fort McClellan Credit Union branch from October 13h, 2026 through October 15, 2026, using a QR code on your phone that links to Microsoft Forms from 8:30 AM – 5:00 PM with the entrants’ full name, phone number, email address, and branch city where entry was submitted.
B. To be valid, each entry must provide all requested information. The use of automated entry devices is prohibited, and no mechanically reproduced entries are allowed; all such entries are void. If you use fraudulent methods or otherwise attempt to circumvent the rules your submission may be removed from eligibility at the sole discretion of the Credit Union. FMCU is not responsible for misdirected, incomplete, lost, late, illegible, undelivered, inaccurate or delayed entries, or for technical, hardware, or software failures of any kind, lost or unavailable network connections, or failed, incomplete, garbled or delayed computer transmissions or other errors or problems that may limit or affect a person’s ability to participate in the Giveaway, whether human, mechanical, typographical, printing, electronic, network or otherwise, relating to or in connection with the Giveaway, including, without limitation, errors that may occur in connection with the administration of the Giveaway, the processing of entries, the announcement of the prizes or in any Giveaway-related materials. In the event of sabotage, acts of God, terrorism or threats thereof, computer virus or other events or causes beyond the FMCU’s control, that corrupt the integrity, administration, security or proper operation of the Giveaway, FMCU Credit Union reserves the right, in its sole discretion, to disqualify entrants and/or modify, cancel or suspend the Giveaway. In the event of cancellation, FMCU reserves the right to award prizes from among all eligible, non-suspect entries received prior to the event requiring such cancellation. False or deceptive entries or acts will render the entrant ineligible. All entries become the property of the FMCU and will not be acknowledged or returned. ANY ATTEMPT DELIBERATELY TO DAMAGE ANY PROPERTY OR UNDERMINE THE LEGITIMATE OPERATION OF THE GIVEAWAY IS A VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, THE FMCU CREDIT UNION RESERVES THE RIGHT TO SEEK DAMAGES OR OTHER REMEDIES FROM ANY SUCH PERSON(S) RESPONSIBLE FOR THE ATTEMPT TO THE FULLEST EXTENT PERMITTED BY LAW.
4. HOW TO WIN: A. On October 15th, 2026, six (6) potential winners (when verified by FMCU) as set forth below, the “Winner” will be selected in a random drawing from all eligible entries received during the Entry Period at each branch location. Each potential Winner will be notified by FMCU via email, and/or telephone and must meet all eligibility requirements, including timely replying to the notification and execution and return of all necessary releases and documents (if any) required by FMCU. Winning a prize is contingent upon fulfilling all requirements set forth in these Official Rules. The odds of winning depend on the number of eligible entries received. You do not need to be present to win.
B. Prize acceptance is limited to eligible persons who are U.S. residents and have the ability to pick up the prize in the branch location in which they submitted entry. The Credit Union will notify the winner(s). If any prize is unclaimed, an alternate winner will not be chosen. No prize is allowed to be transferred to an alternative person. The winner(s) will be notified by phone using the contact information written on the entry form. FMCU will attempt to contact the winner a maximum of three (3) times within three (3) business days of the drawing. The winner must claim the prize in person within fourteen (14) business days of the notification.
C. Such potential Winner will be disqualified, the prize will be forfeited and no alternate Winner will be selected if: (i) any prize notification is returned as undeliverable; (ii) a potential Winner declines his or her prize; (iii) a potential Winner fails to comply with any of the Official Rules; or (iv) a potential Winner does not respond to notification or accept the prize within fourteen (14) days of notification.
D. The selection of the winner(s) and decisions of FMCU in all matters regarding this Giveaway are final and binding. Fort McClellan Credit Union reserves the right to cancel or modify the contest if fraud or technical problems question the integrity of the contest, as determined by Fort McClellan Credit Union.
5. PRIZE: A. FMCU will award six (6) potential Winners with one (1) $50 Visa Gift Card per winner valued at fifty dollars ($50.00) total. The winner must claim the prize in person within (14) fourteen business days of the notification.
B. No substitution or transfer of prizes or cash redemption is permitted. FMCU reserves the right to substitute a prize (or portion thereof) comparable or greater value, in its sole discretion. There will be no substitutions if the Winner is unable for any reason to use or accept the prize. If any portion of the prize is canceled or postponed for any reason, no prize will be provided in lieu thereof, nor will Fort McClellan Credit Union award an alternate prize or cash value or any part of the prize. Prizes may be subject to certain terms and conditions as specified by issuer.
C. Winner is responsible for the reporting and payment of all federal, state, and local taxes (if any) and any other costs and expenses associated with prize acceptance and use not specified in these Official Rules and/or in the applicable entry instructions as provided. Prize will be fulfilled within a reasonable time of FMCU’s verification of Winner. All prize details and additional terms, conditions, or eligibility requirements are in FMCU’s discretion.
6. CLAIMING PRIZE: A. To claim the prize, the winner (and their parent or guardian, if applicable) must sign and return an affidavit of eligibility and liability release, and a publicity release to the Credit Union within fourteen (14) days of notification, or prizes will, at the Credit Union’s discretion, be forfeited. The prize will be awarded only if entrants comply with these Official Rules. No cash or other consideration will be paid.
B. For any prize winner under the age of eighteen (18), the parent or guardian providing consent for participation and prize acceptance accepts responsibility for all federal, state, local or other taxes or other assessments that may be associated with or imposed upon the winner of any prize in this promotion.
7. GENERAL: A. Any winner, members of any winner’s household, relatives, and persons who use any prize awarded by FMCU, and such person’s heirs, assigns, executors, and administrators release and exempt FMCU and its directors, officers, employees, and agents from any and all claims, actions, demands, choices in action, and damages which they have now or any time in the future arising from use of any prize, including personal injury or death.
B. By accepting the prize, the winner (their parent or guardian, if applicable) consents to the use of his/her name and photograph or likeness for advertising and promotional services without compensation, notification or approval, for the purposes of advertising and publicizing the services of FMCU and all matters related to the Giveaway, in any manner or medium. The name (and photograph, as applicable) of the prize winner may be posted in all Credit Union branch locations, published in the Credit Union’s newsletter, and included in other informational resources and advertisements such as the Credit Union’s website, digital signage, etc.
8. FORT MCCLELLAN CREDIT UNION: Fort McClellan Credit Union, 1010 Golden Springs Road, Anniston, AL 36207.