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RATES & FEES

Loan Rates Deposit RatesSchedule of Fees

Effective as of: June 13, 2018
SCHEDULE OF CURRENT DEPOSIT RATES
Type Of AccountDividend RateA.P.YMinimum
Share Accounts
SHARE SAVINGS ACCOUNT0.40%0.40%$25
DRAFT CHECKING ACCOUNTN/AN/AN/A
CHRISTMAS/VACATION CLUB0.45%0.45%$25
IRA ACCUMULATION ACCOUNTS0.90%0.90%$25
 
Dividends paid monthly on Share Accounts on average daily balance
 
Share Certificates
3 MONTH CERTIFICATE/IRAN/AN/AN/A
6 MONTH CERTIFICATEN/AN/A$1,000
12 MONTH CERTIFICATE1.55%1.55%$1,000
18 MONTH CERTIFICATE/IRAN/AN/A$1,000
24 MONTH CERTIFICATE/IRA1.00%1.00%$1,000
30 MONTH CERTIFICATE1.55%1.55%$1,000
12 MONTH IRA CD SPECIAL1.55%1.55%$1,000
30 MONTH IRA CD SPECIAL1.55%1.55%$1,000
**Not available for IRA's; Not available for Monthly Check
A.P.Y.= Annual Percentage Yield
There are minimum balance requirements and minimum opening deposits.
There are substantial penalties for early withdrawal of Share Certificates.
Fees could reduce the earnings on the account.
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