RATES & FEES
Loan Rates Deposit RatesSchedule of Fees
Effective as of: February 6, 2019
| (Model years change close of business December 31) | |||||
| Your exact ANNUAL PERCENTAGE RATE (A.P.R.) for a loan will be determined at the time you apply for a particular loan, based upon the term of the loan and your creditworthiness at that time and will be disclosed on your Loanliner® Loan And Security Agreements And Disclosure Statement. | |||||
| Terms | Loan Type | A.P.R. | |||
| Automotive Loans | |||||
| 36 Months | New Auto, Used Auto, 19, 18, 17, 16, and 15 Models | 2.45% | Loan Calculator | ||
| 48 Months | New Auto, Used Auto, 19, 18, 17, 16, and 15 Models | 2.70% | Loan Calculator | ||
| 63 Months | New Auto, Used Auto, 19, 18, 17, 16, and 15 Models | 2.95% | Loan Calculator | ||
| 75 Months | New Auto, Used Auto, 19, 18, 17, 16, and 15 Models MSRP or Retail Value $15,000 or > | 3.20% | Loan Calculator | ||
| 84 Months | New Auto, Used Auto, 19, 18, 17, 16, and 15 Models MSRP or Retail Value $20,000 or > | 4.20% | Loan Calculator | ||
| 75 Months | 2014 and Older Models Retail Value $15,000 or more | 3.69% | Loan Calculator | ||
| 63 Months | 2014 and Older Models Retail Value $10,000 or more | 3.69% | Loan Calculator | ||
| 48 Months | 2014 and Older Models | 3.45% | Loan Calculator | ||
| 36 Months | 2014 and Older Models | 3.45% | Loan Calculator | ||
| Boat Loans | |||||
| 120 Months | New Boats, over $15,000.00 | 4.95% | Loan Calculator | ||
| 63 Months | New Boats, under $15,000.00 | 3.70% | Loan Calculator | ||
| 120 Months | Used Boats, over $15,000.00 | 5.10% | Loan Calculator | ||
| 63 Months | Used Boats, under $15,000.00 | 3.95% | Loan Calculator | ||
| 180 Months | New and Used, over $50,000.00 | 9.20% | Loan Calculator | ||
| Motorcycle Loans | |||||
| 84 Months | New and Used Motorcycles, $18,000 or > to Finance | 4.70% | Loan Calculator | ||
| 75 Months | New and Used Motorcycles, $12,000 or > to Finance | 4.20% | Loan Calculator | ||
| 63 Months | New and Used Motorcycles, $8,000.00 or > to Finance | 3.95% | Loan Calculator | ||
| 48 Months | New and Used Motorcycles, under $8,000.00 to Finance | 3.95% | Loan Calculator | ||
| Miscellaneous Loans, Fixed Rate Mortgages and Credit Cards | |||||
| 120 Months | Mobile Homes, New | 8.10% | Loan Calculator | ||
| 84 Months | Mobile Homes, Used (18, 17, 16, and 15) | 8.70% | Loan Calculator | ||
| 60 Months | Mobile Homes, Used, 4 years and older (14) | 9.10% | Loan Calculator | ||
| 60 Months | RV's under $15,000.00 | 4.10% | Loan Calculator | ||
| 143 Months | RVs over $15,000.00 | 5.10% | Loan Calculator | ||
| 180 Month | RV's over $50,000.00 | 5.45% | Loan Calculator | ||
| 60 Months | Farm and Garden Tractors New, Used and Refinance | 5.10% | Loan Calculator | ||
| 48 Months | Farm and Garden Tractors New, Used and Refinance | 4.70% | Loan Calculator | ||
| 24 Months | Farm and Garden Tractors New, Used and Refinance | 4.10% | Loan Calculator | ||
| 48 Months | Loanliner, Line of Credit | 9.90% | Loan Calculator | ||
| 36 Months | Loanliner, Line of Credit | 9.90% | Loan Calculator | ||
| 36 Months | Loanliner, Line of Credit | 9.90% | Loan Calculator | ||
| 12 Months | Holiday/Vacation Loan, not fully share secured. Minimum $1,000, | 6.10% | Loan Calculator | ||
| 36 Months | Personal Computer - Up to 100% of Sale Price | 4.10% | Loan Calculator | ||
| 60 Months | Fixed Rate Mortgage - Primary and 2nd/Vacation Homes - 1st and 2nd Mortgage | 3.24% | Loan Calculator | ||
| 84 Months | Fixed Rate Mortgage - Primary and 2nd/Vacation Homes - 1st and 2nd Mortgage | 4.00% | Loan Calculator | ||
| 143 Months | Fixed Rate Mortgage - Primary and 2nd/Vacation Homes - 1st Mortgage Only | 4.00% | Loan Calculator | ||
| 180 Months | Fixed Rate Mortgage - Primary and 2nd/Vacation Homes - 1st Mortgage Only | 4.24% | Loan Calculator | ||
| 360 Months | Fixed Rate Mortgage - Primary and 2nd/Vacation Homes - 1st Mortgage Only | 5.15% | Loan Calculator | ||
| 108 Months | Fixed Rate Mortgage - Primary and 2nd/Vacation Homes - 1st and 2nd Mortgage | 5.24% | Loan Calculator | ||
| Credit Card | Visa and MasterCard Maximum $10,000.00 | 9.90% | Loan Calculator | ||
| Construction Loans | |||||
| HOME CONSTRUCTION LOAN; PRIMARY RESIDENCE | 7.51% | Loan Calculator | |||
| Rates are subject to change at the discretion of the Board of Directors of Fort McClellan Credit Union. | |||||
| A.P.R.=Annual Percentage Rate | |||||
