Fort McClellan Credit Union offers either MasterCard or Visa credit cards at a low fixed rate, with no annual fee and a 25-day interest free grace period on payment in full on purchases. Credit limits are available up to $10,000. Minimum monthly payments are only 2.5% of your balance or $25 whichever is the greater amount.

For a cost effective ready cash or instant reserve for unexpected gifts, unbeatable bargains or unplanned emergencies, call our Mail Phone Services Department or call a loan officer at 1-256-237-2113 or 1-800-642-1220 or complete the CREDIT CARD APPLICATION on our secure Home Financial Service Site. Apply Online Today.
Enroll or access the Internet Credit Card Management Program.

View the Credit Card Terms and Conditions.
(By applying for a Credit Card you are agreeing to the terms and conditions.)



An Easy Way To Keep Track Of Your Finances.

Fort McClellan Credit Union is making managing your money easier than ever. The newest addition to Virtual Branch makes it easy to monitor all of your accounts – even ones outside of Fort McClellan Credit Union!

Users of financial management tools like the new Money~Minder report saving an average of $100 a month by tracking spending and setting financial goals. Start managing your different financial accounts with Money~Minder today and you could experience similar savings.

Login to Virtual Branch and click the Money~Minder tab to get started.

After your Fort McClellan CU accounts are automatically added, it is easy to bring your other accounts into the tool to mind all of your money with the goal setting, cash following and spending tracking tools that are part of Money~Minder.

Here are some quick and easy things to do to get the most out of Money~Minder:

Add An Account

It is easy to start adding accounts from outside Fort McClellan Credit Union . . . adding these accounts will help provide you with the complete financial picture you need to mind all of your money.

  1. On the Dashboard page of Money~Minder, click on the "Add" button at the top of the left hand column.
  2. Select the financial institution by clicking its logo or searching by name or URL.
  3. Enter your account credentials and Money~Minder will display transaction and account balance information for any accounts you have with that institution.

Repeat with all of your financial institutions to be able to mind all of your money.

Create a Goal

Whether you want to pay down debt or save towards a special purchase, Money~Minder makes it easy to set goals and track your progress.

  1. Click on the "Goals" tab and click "Add a Goal". Then choose the type of goal you want to create.
  2. Fill in the fields to name your goal and set up the specifics of the goal.

Repeat Fill in the fields to name your goal and set up the specifics of the goal.

Set a Spending Target

Another great feature of Money~Minder is the ability to set spending targets to help you track and manage your spending.

  1. Click on the “Budget” tab in Money~Minder and then click "Add a New Spending Target" to get started.
  2. Complete the fields to pick the tags you want to track for the target, name the target, set a monthly limit, and track the accounts that will count towards the target.

Repeat for other spending categories – some of the most common expenses to track are groceries, transportation, and dining out.


With FMCU's 24-Hour Audio Response Program, Money~Minder Auto Teller, access to your account is as close as your touch tone telephone. This free service lets you access your accounts 24 hours a day, 7 days a week from the comfort of your home, office or car. With a touch tone phone, account number and personal identification number (PIN), you can obtain free information about your share (savings) and loan balances, share draft (checking), last deposit and withdrawal information, last checks that cleared, make withdrawals, transfer from savings to checking, checking to savings, transfer loan payment and loan payoffs, obtain tax information, and obtain advances on your Line of Credit Loan, and other transactions.
Money~Minder Auto Teller provides you the freedom to handle many of your own transactions at your convenience. If you have not already signed up for this free service, call, write or stop in today for this telephone program, Money~Minder Auto Teller.


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