Privacy Policy

FACTS

WHAT DOES FORT MCCLELLAN CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • account transactions and credit history
  • income and payment history

When you are no longer our member, we continue to share your information as described in this notice.

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Fort McClellan Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Fort McClellan Credit Union share? Can you limit this sharing?

For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus

Yes
No

For our marketing purposes –
to offer our products and services to you

Yes
No
For joint marketing with other financial companies
Yes
No

For our affiliates’ everyday business purposes –
information about your transactions and experiences

No
We don’t share

For our affiliates’ everyday business purposes –
information about your creditworthiness

No
We don’t share

For our affiliates to market to you

No
We don’t share

For nonaffiliates to market to you

No
We don’t share

Questions?

What We Do

How does Fort McClellan Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Fort McClellan Credit Union collect my personal information?

We collect your personal information, for example, when you

  • open an account or apply for financing
  • give us your income information or give us your contact information
  • provide employment information

We also collect your personal information from others, such as credit bureaus,
affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your
    creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Fort McClellan Credit Union has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Fort McClellan Credit Union does not share with our nonaffiliates so they can
market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Our joint marketing partners include insurance carriers.

Other Important Information

THIRD PARTY SITE DISCLAIMER

You are leaving Fort McClellan CU’s website. You are linking to an alternate website not operated by Fort McClellan CU, and Fort McClellan CU is not responsible for the content of the alternate website. The fact that there is a link from Fort McClellan CU’s website to an alternate website does not constitute endorsement of any product, service, or organization. Fort McClellan CU does not represent either you or the website operator if you enter into a transaction. Privacy and security policies may differ from those practiced by Fort McClellan CU, and you should review the alternate website’s policies. Click CONTINUE to confirm that you want to open this page. 

THIRD PARTY SITE DISCLAIMER

You are leaving Fort McClellan CU’s website. You are linking to an alternate website not operated by Fort McClellan CU, and Fort McClellan CU is not responsible for the content of the alternate website. The fact that there is a link from Fort McClellan CU’s website to an alternate website does not constitute endorsement of any product, service, or organization. Fort McClellan CU does not represent either you or the website operator if you enter into a transaction. Privacy and security policies may differ from those practiced by Fort McClellan CU, and you should review the alternate website’s policies. Click OK to confirm that you want to open this page. 

THIRD PARTY SITE DISCLAIMER

You are leaving Fort McClellan CU’s website. You are linking to an alternate website not operated by Fort McClellan CU, and Fort McClellan CU is not responsible for the content of the alternate website. The fact that there is a link from Fort McClellan CU’s website to an alternate website does not constitute endorsement of any product, service, or organization. Fort McClellan CU does not represent either you or the website operator if you enter into a transaction. Privacy and security policies may differ from those practiced by Fort McClellan CU, and you should review the alternate website’s policies. Click CONTINUE to confirm that you want to open this page.