Loan Rates Deposit Rates Schedule
of fees
SCHEDULE OF CURRENT DEPOSIT RATES
Effective July 28, 2010
Share Accounts
|
| Type Of Account |
Dividend Rate |
A.P.Y |
Minimum |
| SHARE SAVINGS ACCOUNT |
1.00% |
1.00% |
$25 |
| DRAFT CHECKING ACCOUNT |
N/A |
N/A |
N/A |
| CHRISTMAS/VACATION CLUB |
1.50% |
1.51% |
$25 |
| IRA ACCUMULATION ACCOUNTS |
1.50% |
1.51% |
$25 |
| Dividends paid monthly on Share Accounts on average daily balance |
Share Certificates
|
| Type of Account |
Interest Rate |
A.P.Y. |
Minimum |
| 3 MONTH CERTIFICATE/IRA |
N/A |
N/A |
N/A |
| 6 MONTH CERTIFICATE/IRA |
0.94% |
0.94% |
$1,000 |
| 12 MONTH CERTIFICATE/IRA |
0.94% |
0.94% |
$1,000 |
| 18 MONTH CERTIFICATE/IRA |
0.44% |
0.44% |
$1,000 |
| 24 MONTH CERTIFICATE/IRA |
0.94% |
0.94% |
$1,000 |
| 30 MONTH CERTIFICATE/IRA |
1.19% |
1.20% |
$1,000 |
| CERTIFICATE SPECIAL 7 MONTHS** |
1.60% |
1.60% |
$1,000 |
| CERTIFICATE SPECIAL 13 MONTHS** |
1.80% |
1.80% |
$1,000 |
| 12 MONTH IRA CD SPECIAL |
2.00% |
2.00% |
$1,000 |
|
|
|
|
| 30 MONTH IRA CD SPECIAL |
2.30% |
2.32% |
$1,000 |
**Not available for
IRA's
A.P.Y.= Annual Percentage
Yield
There are minimum balance requirements and minimum opening deposits.
There are substantial penalties for early withdrawal of Share
Certificates.
Fees could reduce the earnings on the account.
