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Loan Rates Deposit
Rates Schedule of fees
SCHEDULE OF CURRENT LOAN RATES
Effective August 20, 2008
(Model years change close of business December 31)
Your exact ANNUAL PERCENTAGE RATE (A.P.R.) for a loan will be determined at the time you apply for a particular loan, based upon the term of the loan and your creditworthiness at that time and will be disclosed on your Loanliner® Loan And Security Agreements And Disclosure Statement.
Automotive Loans
|
| Terms |
Loan Type |
A.P.R. |
Loan Calculator |
| 36 Months |
New Auto, Used Auto, 08, 07, 06, 05 and 04 Models |
4.00% |
Loan Calculator |
| 48 Months |
New Auto, Used Auto, 08, 07, 06, 05 and 04 Models |
4.00% |
Loan Calculator |
| 60 Months |
New Auto, Used Auto, 08, 07, 06, 05 and 04 Models |
4.75% |
Loan Calculator |
| 72 Months |
New Auto, Used Auto, 08, 07, 06, 05 and 04 Models $20,000 or > |
5.00% |
Loan Calculator |
| 84 Months |
New Auto, Used Auto, 08, 07, 06, 05 and 04 Models $25,000 or > |
6.00% |
Loan Calculator |
| 72 Months |
2003 and Older Models $15,000 or more to Finance |
5.75% |
Loan Calculator |
| 60 Months |
2003 and Older Models $10,000 or more to Finance |
5.25% |
Loan Calculator |
| 48 Months |
2003 and Older Models |
4.75% |
Loan Calculator |
| 36 Months |
2003 and Older Models |
4.75% |
Loan Calculator |
Boat Loans
|
| Terms |
Loan Type |
A.P.R. |
Loan Calculator |
| 120 Months |
New Boats, over $15,000.00 |
6.50% |
Loan Calculator |
| 60 Months |
New Boats, under $15,000.00 |
5.90% |
Loan Calculator |
| 120 Months |
Used Boats, over $15,000.00 |
7.00% |
Loan Calculator |
| 60 Months |
Used Boats, under $15,000.00 |
6.25% |
Loan Calculator |
| 180 Months |
New & Used, over $50,000.00 |
11.5% |
Loan Calculator |
Misc. Loans
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| Terms |
Loan Type |
A.P.R. |
Loan Calculator |
| 120 Months |
Mobile Homes, New |
7.90% |
Loan Calculator |
| 84 Months |
Mobile Homes, Used (08, 07, 06 & 05) |
8.50% |
Loan Calculator |
| 60 Months |
Mobile Homes, Used, 4 years & older (04) |
8.90% |
Loan Calculator |
| 143 Months |
RVs over $15,000.00 |
6.50% |
Loan Calculator |
| 60 Months |
RVs under $15,000.00 |
7.25% |
Loan Calculator |
| 60 Months |
Farm & Garden Tractors (Purchase Money Only) |
5.75% |
Loan Calculator |
| 48 Months |
Farm & Garden Tractors (New & Used purchase money only) |
5.50% |
Loan Calculator |
| 24 Months |
Farm & Garden Tractors (New & Used purchase money only) |
4.90% |
Loan Calculator |
| 48 Months |
Loanliner, Line of Credit & Loans not fully share secured $5,001.00 - $10,000.00 |
10.90% |
Loan Calculator |
| 36 Months |
Loanliner, Line of Credit & Loans not fully share secured $2,501.00 - $5,000.00 |
11.90% |
Loan Calculator |
| 36 Months |
Loanliner, Line of Credit & Loans not fully share secured $50.00 - $2,500.00 |
12.90% |
Loan Calculator |
| 12 Months |
Holiday/Vacation Loan, not fully share secured. Minimum $1,000, |
7.50% |
Loan Calculator |
| 120 Months |
United Guaranty, Home Improvement, Type I, Maximum $50,000.00 |
6.90% |
Loan Calculator |
| 120 Months |
United Guaranty, Home Improvement, Type II, Maximum $50,000.00 |
7.50% |
Loan Calculator |
| 36 Months |
Personal Computer - Up to 100% of Sale Price |
5.90% |
Loan Calculator |
| 60 Months |
Fixed Rate Mortgage - Primary & 2nd/Vacation Homes - 1st & 2nd Mortgage |
5.00% |
Loan Calculator |
| 84 Months |
Fixed Rate Mortgage - Primary & 2nd/Vacation Homes - 1st & 2nd Mortgage |
5.25% |
Loan Calculator |
| 143 Months |
Fixed Rate Mortgage - Primary & 2nd/Vacation Homes - 1st Mortgage Only |
5.50% |
Loan Calculator |
| 180 Months |
Fixed Rate Mortgage - Primary & 2nd/Vacation Homes - 1st Mortgage Only |
5.90% |
Loan Calculator |
| 108 Months |
Fixed Rate Mortgage - Primary & 2nd/Vacation Homes - 1st & 2nd Mortgage |
6.50% |
Loan Calculator |
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Visa & MasterCard Maximum $10,000.00 |
9.90% |
Loan Calculator |
Rates are subject to change at the discretion of the Board of Directors of Fort
McClellan Credit Union.
A.P.R.=Annual Percentage Rate
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