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Loan Rates Deposit
Rates Schedule of fees
SCHEDULE OF CURRENT LOAN RATES
Effective July 28, 2010
(Model years change close of business December 31)
Your exact ANNUAL PERCENTAGE RATE (A.P.R.) for a loan will be determined at the time you apply for a particular loan, based upon the term of the loan and your creditworthiness at that time and will be disclosed on your Loanliner® Loan And Security Agreements And Disclosure Statement.
Automotive Loans
|
| Terms |
Loan Type |
A.P.R. |
Loan Calculator |
| 36 Months |
New Auto, Used Auto, 10, 09, 08, 07 and 06 Models |
3.50% |
Loan Calculator |
| 48 Months |
New Auto, Used Auto, 10, 09, 08, 07 and 06 Models |
3.75% |
Loan Calculator |
| 60 Months |
New Auto, Used Auto, 10, 09, 08, 07 and 06 Models |
4.50% |
Loan Calculator |
| 72 Months |
New Auto, Used Auto, 10, 09, 08, 07 and 06 Models MSRP or Retail Value $20,000 or > |
5.00% |
Loan Calculator |
| 84 Months |
New Auto, Used Auto, 10, 09, 08, 07 and 06 Models MSRP or Retail Value $25,000 or > |
5.50% |
Loan Calculator |
| 72 Months |
2005 and Older Models Retail Value $15,000 or more |
5.50% |
Loan Calculator |
| 60 Months |
2005 and Older Models Retail Value $10,000 or more |
5.00% |
Loan Calculator |
| 48 Months |
2005 and Older Models |
4.50% |
Loan Calculator |
| 36 Months |
2005 and Older Models |
4.50% |
Loan Calculator |
Boat Loans
|
| Terms |
Loan Type |
A.P.R. |
Loan Calculator |
| 120 Months |
New Boats, over $15,000.00 |
6.50% |
Loan Calculator |
| 60 Months |
New Boats, under $15,000.00 |
5.90% |
Loan Calculator |
| 120 Months |
Used Boats, over $15,000.00 |
7.00% |
Loan Calculator |
| 60 Months |
Used Boats, under $15,000.00 |
6.25% |
Loan Calculator |
| 180 Months |
New & Used, over $50,000.00 |
11.5% |
Loan Calculator |
Motorcycle Loans
|
| Terms |
Loan Type |
A.P.R. |
Loan Calculator |
| 84 Months |
New & Used Motorcycles, $18,000 or > to Finance |
5.50% |
Loan Calculator |
| 72 Months |
New & Used Motorcycles, $12,000 or > to Finance |
5.00% |
Loan Calculator |
| 60 Months |
New & Used Motorcycles, $8,000.00 or > to Finance |
4.50% |
Loan Calculator |
| 48 Months |
New & Used Motorcycles, under $8,000.00 to Finance |
4.50% |
Loan Calculator |
Misc. Loans
|
| Terms |
Loan Type |
A.P.R. |
Loan Calculator |
| 120 Months |
Mobile Homes, New |
7.90% |
Loan Calculator |
| 84 Months |
Mobile Homes, Used (10, 09, 08 & 07) |
8.50% |
Loan Calculator |
| 60 Months |
Mobile Homes, Used, 4 years & older (06) |
8.90% |
Loan Calculator |
| 143 Months |
RVs over $15,000.00 |
6.50% |
Loan Calculator |
| 60 Months |
RVs under $15,000.00 |
7.25% |
Loan Calculator |
| 60 Months |
Farm & Garden Tractors New, Used and Refinance |
5.75% |
Loan Calculator |
| 48 Months |
Farm & Garden Tractors New, Used and Refinance |
5.50% |
Loan Calculator |
| 24 Months |
Farm & Garden Tractors New, Used and Refinance |
4.90% |
Loan Calculator |
| 48 Months |
Loanliner, Line of Credit & Loans not fully share secured $5,001.00 - $10,000.00 |
10.90% |
Loan Calculator |
| 36 Months |
Loanliner, Line of Credit & Loans not fully share secured $2,501.00 - $5,000.00 |
11.90% |
Loan Calculator |
| 36 Months |
Loanliner, Line of Credit & Loans not fully share secured $50.00 - $2,500.00 |
12.90% |
Loan Calculator |
| 12 Months |
Holiday/Vacation Loan, not fully share secured. Minimum $1,000, |
7.50% |
Loan Calculator |
| 36 Months |
Personal Computer - Up to 100% of Sale Price |
5.90% |
Loan Calculator |
| 60 Months |
Fixed Rate Mortgage - Primary & 2nd/Vacation Homes - 1st & 2nd Mortgage |
4.25% |
Loan Calculator |
| 84 Months |
Fixed Rate Mortgage - Primary & 2nd/Vacation Homes - 1st & 2nd Mortgage |
5.25% |
Loan Calculator |
| 143 Months |
Fixed Rate Mortgage - Primary & 2nd/Vacation Homes - 1st Mortgage Only |
5.50% |
Loan Calculator |
| 180 Months |
Fixed Rate Mortgage - Primary & 2nd/Vacation Homes - 1st Mortgage Only |
5.90% |
Loan Calculator |
| 108 Months |
Fixed Rate Mortgage - Primary & 2nd/Vacation Homes - 1st & 2nd Mortgage |
6.50% |
Loan Calculator |
| Credit Card |
Visa & MasterCard Maximum $10,000.00 |
9.90% |
Loan Calculator |
Rates are subject to change at the discretion of the Board of Directors of Fort
McClellan Credit Union.
A.P.R.=Annual Percentage Rate
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